How PDN Works

Stop-Loss Insurance Limits Your Risk

Many employers are not aware that the risk assumed through a "Self-Funded" dental plan is minimal. This is because most dental plans have benefit limits of $1,000 or $1,500 per individual per year. For protection against high claims, employers can purchase optional Stop-Loss Insurance at minimal costs. If an employer qualifies, the level of total annual claims exposure (stop loss) can be set at or below the annual renewal premium of the present fully insured plan. This policy caps employer exposure at a level that does not exceed the amount which would have been paid for a fully-insured dental plan.

How PDN Reduces The Costs For Dental Services

Dental charges for the same procedure vary greatly among dentists. By avoiding the most expensive dentists and by negotiating for substantial fee discounts, PDN has arranged savings of up to 30% on the average fees charged by non-PDN dentists